$25 an hour is how much a year?

The quick answer

At 40 hours a week for 52 weeks, $25 an hour is $25 × 40 × 52 = $52,000 a year before tax. That is $4,333.33 a month, $2,166.67 twice a month, $2,000 every two weeks and $1,000 a week.

A full-time year is usually counted as 2,080 hours (40 × 52), the figure US payroll and many job sites use.

Unpaid time off changes it

If two weeks a year are unpaid, the year has 50 working weeks and the same $25 an hour comes to $50,000, or $4,166.67 a month. Paid holidays and vacation do not reduce yearly pay, so count only the unpaid weeks. The salary calculator has a field for weeks worked a year.

Converting the other way

To compare a salaried offer with hourly work, divide by the hours: $60,000 a year over 2,080 hours is $28.85 an hour. If the salaried job routinely runs 45 hours a week, the real rate is $60,000 ÷ 2,340 = $25.64.

Pay periods are not months

Biweekly pay comes 26 times a year, so two months a year have three paychecks; semimonthly pay comes 24 times, on fixed dates. A biweekly check of $2,000 is not $4,000 a month: it averages $4,333.33. When budgeting, use the yearly figure divided by 12.

Before tax, not take-home

These are gross figures. Take-home pay is lower after income tax, social security and health contributions, which differ by country, state and personal situation. Overtime raises gross pay where it applies: in the US non-exempt workers earn 1.5× for hours over 40 in a week, which the time card calculator can add up.

Quick conversions to remember

For a full-time year of 2,080 hours, double the hourly rate, add three zeros and then add 4%: $20 an hour is $41,600, $25 is $52,000, $30 is $62,400 and $40 is $83,200. The other way, halve the salary in thousands and take off 4%: $50,000 a year is about $24 an hour ($24.04 exactly). These shortcuts are within a few percent and are handy for comparing job offers on the spot.

Part-time and variable hours

For part-time or shift work, use your average hours rather than 40. At 25 hours a week, $25 an hour is $32,500 a year over 52 weeks. If hours vary from week to week, take the average over a few months of payslips. Enter the hours and weeks in the salary calculator and it gives every pay period at once.

Benefits are part of pay

When comparing an hourly job with a salaried one, count what each includes: paid vacation and holidays, sick pay, health insurance, retirement contributions and overtime eligibility. A salaried role at a slightly lower equivalent hourly rate can be worth more once those are added, and an hourly role with overtime can be worth more than the base rate suggests.

In short

Hourly pay × hours per week × weeks per year gives the yearly figure: $25 an hour full time is $52,000. Count only unpaid weeks as weeks off, divide by 12 for a monthly budget even if you are paid biweekly, and remember these are gross figures before tax and deductions. When comparing offers, convert both to the same basis, salary or hourly, using the hours you will really work, and add the value of benefits, overtime and paid leave to see which job pays more for your time. If you have a target salary in mind, divide it by 2,080 to find the hourly rate that matches it. For freelance work, divide by fewer billable hours, since time spent on admin, sales and unpaid gaps between jobs is not paid.